Friday, November 15, 2013

Should I accept the policy limit of the at-fault driver, even if it only covers a fraction of my damages?

Answer: Too many issues here to give a simple “yes” or “no”. Does the other driver have additional policies? Does the other driver have personal assets? Do you have UIM (underinsured motorist coverage) available to you?

If you have been injured and have medical bills from a motor vehicle accident involving an uninsured, it may seem as if you have nowhere to turn for help. Did you know that as many as 25% of all drivers in Arizona have no insurance? is there a way to protect yourself against these irresponsible drivers?

The answer is yes. In many cases, your own insurance may have provisions for covering your losses, but you need to know how to fight to receive the benefits you are entitled to. How do you know? Hiring an experienced car accident attorney may be your best option when it seems like you are running into dead ends.

Can you count on your own insurance company to provide you truthful answers? Maybe, maybe not. How can you be sure? Again, look for phoenix car accident attorney who is experienced in this area.